Hey {{first_name}}
This week I found XTB and it’s the best cash isa rate i’ve seen, here’s everything to know -
💰 Deal of the Week
The highest interest rate on a cash isa i’ve ever seen (Ends in 6 days)
XTB - Cash ISA
What you get: 6% interest (4% + 2% bonus for 90 days)
What it costs: Free - No fee’s, No minimum deposit
What you need to do: Click the link below and sign up
Deadline: 30th April 2026
Worth it if: You have excess savings and haven’t yet maxed your ISA allowance
Get this deal - https://geolink.xtb.com/cx1XW
Other great deals from this week -
(BANK SWITCH) Barclays switch deal - Free £200 (Easy to do)
1 . Open an account 2 . Use their app to complete the switch (Including two direct debits) 3. pay in £2000 4. Get paid!
More info here - https://www.barclays.co.uk/current-accounts/switch-offer/
(CREDIT CARD) Amex everyday credit card💳 - £125 + £10 Cash back (No fee)
The best free cash back credit card available right now - and the welcome rate has just been boosted.
What you get: 5% cashback for first 5 months (max £125), 0.5% ongoing, no annual fee, fee free overseas spending
What it costs: Free
What you need to do:
Apply for the Amex Cashback Everyday card
Use it for your normal spending
£125 cashback paid automatically after year one
Deadline: Boosted 5 month welcome offer - not permanent
Worth it if: You haven't had an Amex in the last 2 years and spend at least £250/month
Get it here - https://americanexpress.com/en-gb/referral/platinum-cashback-everyday?ref=wILLIHpn0R&XL=MIMNS (Extra £10 cash back by using this link)
📚 This Week's Money Lesson
Renters Rights - The Biggest Changes in a Generation
If you rent in England - this affects you directly.
The Renters Rights Bill is making its way through parliament and brings the biggest changes to renting in decades. Here's what's changing:
No fault evictions abolished - Your landlord can no longer evict you without a valid reason. Currently they can give you 2 months notice and remove you for no reason at all. That's ending.
Rent increases restricted - Landlords will only be able to increase rent once per year and must give proper notice. No more surprise mid-tenancy hikes.
Bidding wars banned - Landlords and agents won't be able to accept offers above the advertised asking rent. No more being outbid on a rental property.
Pets allowed by default - Landlords must consider pet requests and can only refuse with good reason.
The bottom line: If you rent - your rights are about to get significantly stronger. Worth knowing exactly where you stand.
Get more info here - https://housinghub.campaign.gov.uk/renting-is-changing/
📩 That's it for this week.
If this saved you money — forward it to one person who needs it.
See you next Friday, Will
Not financial advice. Always do your own research.